ASK TONY: Thames Water’s £272 lockdown bill was a blind guess

We received a bill from Thames Water for £272.33 for the six months to July 2020. This was more than double our highest previous bill. I called Thames Water on August 4 and explained I couldn’t see the meter as it was 3ft below pavement level and covered by an ants’ nest! The call handler … Read more

ASK TONY: Thames Water’s £272 lockdown bill was a blind guess

We received a bill from Thames Water for £272.33 for the six months to July 2020. This was more than double our highest previous bill. I called Thames Water on August 4 and explained I couldn’t see the meter as it was 3 ft below pavement level and covered by an ants’ nest! The call … Read more

TONY HETHERINGTON: Apex is betting on sport with your cash

Tony Hetherington is Financial Mail on Sunday’s ace investigator, fighting readers corners, revealing the truth that lies behind closed doors and winning victories for those who have been left out-of-pocket. Find out how to contact him below.  A.T. writes: Since you wrote about Apex Algorithms, has anything transpired?  The company’s accounts show that it has … Read more

How can I check if I’ve been charged VAT twice and is this due to Brexit?

I bought items online shipped from Holland and think I’ve been charged VAT twice: How can I check and is this due to Brexit? Brexit means there could be further charges for consumers  It can be confusing for customers to work out what fees are which  We reveal the new rules and what you should … Read more

Do I have to declare a cancelled car insurance policy at renewal?

My 18 year old son took out a reasonably priced car insurance which included having a black box fitted. He was clocked speeding on three separate occasions by the box – not the police or a speed cameras – and his policy was cancelled within seven days. Since then, he has found out that in … Read more

Can my grandparents pay off a chunk of our mortgage – or could we fall into a tax trap?

My grandparents have kindly offered to pay off a six-figure sum off our mortgage. We are due to remortgage in the coming months and although I’m blown away by their potential act of extreme financial kindness, I worry we will have a tax sting further down the line. Essentially, my grandfather is a successful business … Read more

GRACE ON THE CASE: Expedia said the cheapest prices were for new customers only

My fiancé and I booked a trip to Antigua in November to get married, just the two of us, for this January. We had to cancel, due to Covid, with our flights totalling £1,149.96. Expedia gave us flight credit to that amount and said we could use the credit with British Airways, who our original … Read more

ASK TONY: Jilted… by our insurer after Covid cancelled our wedding

We were due to be married on March 28 last year, but just over a week before this our wedding was cancelled due to Covid restrictions. We were fully insured under a Dreamsaver policy – or so we thought. When we tried to claim about £27,000 of costs, it offered us just £13,000. It refused … Read more

Quinshaw Finance: What’s happened to the bond it offered?

Tony Hetherington is Financial Mail on Sunday’s ace investigator, fighting readers corners, revealing the truth that lies behind closed doors and winning victories for those who have been left out-of-pocket. Find out how to contact him below.  B.D. writes: In 2019, I took out a one-year bond for £5,000 with Quinshaw Finance, which promised interest … Read more