Woodford scandal shows why incoming bank governor needs to reshape the FCA

ALEX BRUMMER: It’s time to reshape the FCA that was too slow to see investing crises coming and imposed weak penalties Successive Chancellors have heaped more responsibility on the City regulator  Andrew Bailey should recommend creating a new consumer protection agency The FCA’s predecessor, the FSA proved incompetent in regulating the big banks  By Alex … Read more

Meet the woman who will reshape your body and it’s only going to take up 7 minutes of your time

Lucy Wyndham-Read took up exercise to stop herself being tormented by bullies – and has become a YouTube fitness sensation. Now she is going to help you get superfit in only 7 minutes Lucy wears top, Intimissimi. Skirt, Reiss. Blue ring, Rebus. Other rings, Alighieri. Styling: Holly Elgeti. Hair and Make-up: Lica Fensome at Stella Creative … Read more