My mortgage deal is about to end and I need to remortgage

I bought my first property last year and I’m due to remortgage in May 2021 as my initial two-year fixed introductory deal expires then.  When I took out my first mortgage the term was 35 years. Will the term be different when I remortgage?  Also when I purchased the property in May 2019 it needed … Read more

Taking a mortgage holiday could make it more difficult to remortgage in the future experts warn

Revealed: 1.2million households have already taken a mortgage holiday – but experts warn some could struggle to remortgage as a result Some 1.2m households have taken a mortgage repayment holiday so far The vast majority of these will have been financially hit by coronavirus  But experts warn these borrowers may be looked upon unfavourably in future  … Read more

How to remortgage with a small deposit as lenders pull deals

Homeowners who bought with a small deposit and are now nearing the end of their fixed or tracker rate deal could find themselves forced onto a higher interest rate, pushing monthly payments up significantly.    Most lenders say they will honour the Government promise to offer homeowners struggling financially due to coronavirus a mortgage payment holiday … Read more

Flat owners unable to sell or remortgage due to cladding crisis

Cladding is the housing subject no-one wants to resolve, due to the potentially eye-watering costs involved. But it’s slowly suffocating those affected, namely flat owners living in blocks covered in cladding, who want to sell and move on with their lives. The issue is that the owners are unable to sell the properties until the … Read more