I’d back an investment trust over fixing a cash Isa for 7 years at 1.65%

Would you fix your cash Isa for 7 years at 1.65%? This crash will deter investors, but I’d still back a decent dividend investment trust to beat that, says SIMON LAMBERT By Simon Lambert for Thisismoney.co.uk Published: 09:41 BST, 9 April 2020 | Updated: 09:41 BST, 9 April 2020 Would you fix your cash Isa … Read more

Best Isa rates: The top tax-free cash accounts and £20,000 allowance alternatives

If Isa season is judged by how many new tax-free savings deals pop up in February and March, then 2020 has been an almost non-entity. At the start of this year, there were 149 easy-access Isas paying an average of 0.85 per cent, according to Moneyfacts.  By the first day of the new tax year … Read more

Investing in an Isa for this year? How to protect against storms

How to invest in an Isa for the new tax year to profit in the good times AND protect against storms By James Norton For This Is Money Published: 13:05 BST, 6 April 2020 | Updated: 13:05 BST, 6 April 2020 James Norton, a senior investment planner, at Vanguard UK, explains how he has simplified … Read more

Best tax-free savings rates for parents saving for their children

Chancellor Rishi Sunak raised the Junior Isa allowance from £4,368 to £9,000 in the 2020 Budget Savers weren’t handed many giveaways in an 11 March Budget primarily focused on the coronavirus outbreak. But one pleasant surprise was a more than doubling of the tax-free Junior Isa allowance from £4,368 to £9,000, which comes into force … Read more

How to rebalance your investments

Ensuring your investments are sufficiently diversified is not an easy task. But experts say it is now more vital than ever to make sure your portfolio reflects your appetite for risk – and the time frame in which you might need the money.  Financial adviser Jonothan McColgan, of Bath-based Combined Financial Strategies, usually recommends rebalancing … Read more

How to invest if you think shares will bounce back from coronavirus

Global markets are crashing, fear over Covid-19 is growing and market uncertainty is prevalent, but some may believe now is the best time to get into investing – to buy shares in the sales after a huge fall.  The FTSE 100 saw its second biggest daily drop last Thursday at 10.9 per cent and is … Read more

The green investment funds which can make you rich and save the planet

Activists like Greta Thunberg have put climate change at the top of the agenda As Greta Thunberg puts the environment at the top of the agenda and even bakery chain Greggs sees the financial benefits of a vegan sausage roll, the investment industry is responding to changing customer demand. Imagine if we all used our … Read more

Experts’ tips to invest your Isa – and where they are putting their own money

Although stock markets have fallen sharply in value over recent weeks, some of the country’s leading money experts believe investors should not panic.  Their advice is to stay invested, think long term and to drip money into the market over the coming months, using this tax year’s and next year’s Isa allowance.  Here, experts tell … Read more