Deferred payment arrangement for care fees was unsigned so must I pay?

I’m handling my late uncle’s estate and I’ve recently been made aware of a ‘deferred payment arrangement’ with his local council amounting to approximately £16,000. I asked for a copy of the DPA but it’s unsigned and I’ve also discovered that no legal charge was made by the council. The council has not formally asked … Read more

I am 70 and have deferred my state pension – is this silly?

I will be 70 on in February 2021. I have not taken my state pension at all and have been living on my saving accounts as they are paying almost nothing. I’m single and have no mortgage or loans. I’ve been getting conflicting advice from people, saying I have been silly and have lost a … Read more

Elderly in care face ‘postcode lottery’ on deferred payment agreements

Take-up of a scheme allowing people to delay selling their houses to pay care home fees exposes a ‘postcode lottery’, according to research by a law firm. A selective survey of 10 local authorities reveals that the rate of deferred payment agreements among self-funded care home residents ‘varies wildly’ from 0.9 per cent in East … Read more